The Students Loan Trust Fund (SLTF) has opened its No-Fees-Stress Policy portal for eligible students who need financial support in the 2026/2027 academic year.
What Is the No-Fees-Stress Policy?
It is a government initiative made up of several interventions meant to ease the financial burden of tertiary education. These include:
- The No Academic Fees Policy
- Free Tertiary Education for Persons with Disabilities
- Students Loan Plus
- The Traditional Student Loan
Newly admitted first-year students can also use a Bridge Financing option. It helps eligible students pay the required fee deposit directly to their tertiary institution while their No Academic Fees support is being processed.
Who Can Apply for No Academic Fees Support?
The No Academic Fees component is intended for Ghanaian first-year students admitted to public tertiary institutions. Students who must pay an admission or fee deposit before a deadline may also consider Bridge Financing if they meet its requirements. It can help students who have secured admission but cannot raise the initial payment in time.
Where to Apply
Use only the official SLTF No-Fees-Stress Portal. It gives access to the different services under the policy, including Bridge Financing and No Academic Fees for Level 100 students. Be careful of individuals or unofficial websites claiming to process applications on behalf of the SLTF.
Steps to Apply
- Visit the Official Portal: Go to the SLTF No-Fees-Stress portal and choose the service that fits your situation.
- Create an Account or Log In: New applicants create an account with their personal details. Students with an existing SLTF account can log in with it.
- Select the Appropriate Support: Choose the service that applies to you. A newly admitted first-year student needing help with an admission fee deposit should look at Bridge Financing.
- Complete the Application Form: Enter your personal, academic and admission information. Make sure your name, Ghana Card details, contact information, institution and programme are correct.
- Upload the Required Documents: Have your admission documents and other information ready before you begin.
- Review Your Information: Check everything, especially your Ghana Card number, telephone number, email address, institution, programme and admission details. Errors can affect how your application is processed.
- Submit the Application: Do not provide false information. You are responsible for the accuracy of what you submit.
- Keep Your Application Details: Save your reference details and login credentials, as you may need them to check your status or respond to SLTF requests.
- Monitor Your Application: Check the portal, your email and other official channels regularly. If you applied for Bridge Financing, watch your admission deadlines closely.
What Is Bridge Financing?
Bridge Financing is a short-term facility on the SLTF portal. It pays the required fee deposit directly to a tertiary institution so that a newly admitted first-year student can secure admission while No Academic Fees support is being processed. This helps an eligible student avoid losing an admission offer because of a fee deadline. The amount is meant to be reconciled against the support the student is due under the No Academic Fees Policy.
No Academic Fees vs. Bridge Financing
| Support | What It Does |
|---|---|
| No Academic Fees | Covers academic fees for eligible Ghanaian first-year students admitted to public tertiary institutions. |
| Bridge Financing | A short-term facility that pays the required fee deposit directly to the institution while No Academic Fees support is processed. |
Choose the service that matches your own situation.
What to Prepare Before Applying
- Valid Ghana Card details
- Admission letter
- Student or application identification details
- An active telephone number
- A valid email address
- Institution and programme information
- Any other supporting documents the portal requests
Is It Only for Universities?
No. The No Academic Fees component is available to eligible Ghanaian first-year students admitted to public tertiary institutions, and the wider policy includes support for other categories of tertiary students. Check the eligibility requirements for the specific support you want.
Beware of Fraudsters
- The SLTF says it does not charge fees for processing loan applications.
- Deal only with authorised officials and official channels.
- Never give your Ghana Card details, passwords, verification codes or other sensitive information to anyone claiming they can help you secure government support.
Where to Get Help
If you have difficulties during the application, contact the SLTF through its official channels:
- Call Centre: 0302 751 020
- Email: callcenter@sltf.gov.gh
- Email: info@sltf.gov.gh
You can also visit an SLTF office for assistance where necessary.
Final Word
If you are a newly admitted first-year student at a public tertiary institution, prepare your documents, apply through the official SLTF portal only, and keep a close eye on your admission deadlines.